๐Budget Calculator
Build a full monthly budget from your income and every expense.
Income (Before Tax)
interest, capital gain, dividend, rental incomeโฆ
gift, alimony, child support, tax returnโฆ
federal + state + local
Housing & Utilities
home owner, renters, home warranty, etc.
repair, landscape, cleaning, furniture, applianceโฆ
electricity, gas, water, phone, cable, heatingโฆ
Transportation
ticket, taxi, registration, etc.
Other Debt & Loan Payments
the recurring part to pay back the balance only
personal loan, store card, etc.
Living Expenses
laundry, barber, beauty, alcohol, tobacco, etc.
Healthcare
copay, uncovered doctor visit or drugs, etc.
Children & Education
book, software, magazine, device, etc.
Savings & Investments
before-tax contribution
before-tax contribution
stock, bond, funds, real estate, etc.
savings, CD, house or major purchase, etc.
Miscellaneous Expenses
including tickets, gym membership, etc.
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About this calculator
This budget calculator adds up every source of income and every expense to show what's left over each month. Enter each amount as a monthly or yearly figure โ the calculator converts everything to a yearly total, applies your income tax rate, and shows your total income, total expenses and the surplus (or shortfall). Pre-tax contributions like a 401k reduce your taxable income.
How to use
Enter your above โ the result updates instantly as you type or drag the sliders. It's free and needs no sign-up.