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📋Kikokotoo cha Bajeti

Tengeneza bajeti kamili ya kila mwezi kutoka mapato yako na kila matumizi.

Income (Before Tax)

interest, capital gain, dividend, rental income…

gift, alimony, child support, tax return…

%

federal + state + local

Housing & Utilities

home owner, renters, home warranty, etc.

repair, landscape, cleaning, furniture, appliance…

electricity, gas, water, phone, cable, heating…

Transportation

ticket, taxi, registration, etc.

Other Debt & Loan Payments

the recurring part to pay back the balance only

personal loan, store card, etc.

Living Expenses

laundry, barber, beauty, alcohol, tobacco, etc.

Healthcare

copay, uncovered doctor visit or drugs, etc.

Children & Education

book, software, magazine, device, etc.

Savings & Investments

before-tax contribution

before-tax contribution

stock, bond, funds, real estate, etc.

savings, CD, house or major purchase, etc.

Miscellaneous Expenses

including tickets, gym membership, etc.

Kuhusu kikokotoo hiki

Kikokotoo hiki cha bajeti hujumlisha kila chanzo cha mapato na kila matumizi ili kuonyesha kinachobaki kila mwezi. Ingiza kila kiasi kama takwimu ya kila mwezi au ya kila mwaka — kikokotoo hubadilisha kila kitu kuwa jumla ya mwaka, hutumia kiwango chako cha kodi ya mapato, na huonyesha mapato jumla, matumizi jumla na ziada (au upungufu). Michango ya kabla ya kodi kama 401k hupunguza mapato yako yanayotozwa kodi.

Jinsi ya kutumia

Ingiza yako hapo juu — matokeo hubadilika papo hapo unapoandika au kuvuta vitelezi. Ni bure na hauhitaji usajili.

Maswali Yanayoulizwa Mara kwa Mara

Kikokotoo cha Bajeti hufanya nini?

Tengeneza bajeti kamili ya kila mwezi kutoka mapato yako na kila matumizi.

Ninatumiaje Kikokotoo cha Bajeti?

Ingiza thamani zako kwa kutumia sehemu za kuingiza au vitelezi. Matokeo hubadilika papo hapo — hakuna kitufe cha kuwasilisha kinachohitajika. Mahesabu yote yanaendeshwa katika kivinjari chako.

Je, Kikokotoo cha Bajeti ina usahihi kiasi gani?

Kikokotoo cha Bajeti hutumia fomula za kawaida za kihesabu na thamani unazoingiza. Matokeo ni makadirio yenye lengo la kuongoza maamuzi — wasiliana na mtaalamu aliyehitimu kwa ushauri mahususi kwa hali yako.

Je, ninaweza kutumia Kikokotoo cha Bajeti na sarafu yoyote?

Ndiyo. Kikokotoo cha Bajeti haina sarafu maalum — inafanya kazi na namba za kawaida, hivyo unaweza kuchukulia viasi kama dola, euro, rupia, au sarafu yoyote unayopenda.

Je, data yangu inahifadhiwa ninapotumia Kikokotoo cha Bajeti?

Hapana. Kikokotoo cha Bajeti inaendeshwa kabisa katika kivinjari chako. Namba unazoingiza hazipakiwi, hazihifadhiwi, wala hazishirikiwi — zinatoweka unapofunga ukurasa.

Je, Kikokotoo cha Bajeti ni bure?

Ndiyo — bure kabisa. Hakuna usajili, hakuna kupakua, na hakuna akaunti inayohitajika. Inafanya kazi katika kivinjari chochote.

Vikokotoo Vinavyohusiana

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